Privacy Policy
Last updated: July 2026
This Privacy Policy explains what information Monetools ("we," "us," "our") collects when you use monetools.com (the "Site"), how we use it, and the choices you have. By using this Site, you agree to the practices described here.
Information We Collect
Monetools is built so you can use every calculator without creating an account. We do not require you to register, log in, or provide personal information to use our tools.
We collect the following types of information:
- Information you provide directly: If you choose to enter your email address to receive a downloadable PDF of your results, or to contact us, we collect that email address for that specific purpose only.
- Calculator inputs: The numbers and answers you enter into our tools (income, expenses, filing status, etc.) are processed in your browser to generate your results. We do not store these inputs on our servers or associate them with your identity.
- Automatically collected information: Like most websites, we automatically collect certain technical information when you visit, including your IP address, browser type, device type, pages visited, and time spent on the Site, typically through cookies and similar technologies.
Cookies and Similar Technologies
We use cookies — small text files stored on your device — for the following purposes:
- Essential cookies: Required for basic site functionality.
- Analytics cookies: Help us understand how visitors use the Site, so we can improve our tools and content.
- Advertising cookies: This Site uses Google AdSense to display advertisements. Google and its partners use cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google's Ads Settings, or generally through the Digital Advertising Alliance's opt-out page.
You can control or disable cookies through your browser settings, though some parts of the Site may not function properly if you do.
Third-Party Advertising (Google AdSense)
This Site displays advertisements served by Google AdSense. Google, as a third-party vendor, uses cookies to serve ads on this Site. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this Site and other sites on the internet. Google's use of advertising cookies is governed by Google's own privacy and advertising policies, which we encourage you to review.
Affiliate Links
Some pages on this Site contain affiliate links to third-party products and services (such as business banking, bookkeeping software, LLC formation services, and insurance providers) that we believe are genuinely useful for our audience. If you click one of these links and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. Clicking an affiliate link may result in a cookie being placed by the third-party service to track the referral. Our recommendations and the content of our results are never influenced by whether a specific link earns us a commission.
How We Use Information
We use the information we collect to:
- Operate, maintain, and improve our tools and content
- Understand how visitors use the Site so we can prioritize what to build next
- Send you your requested results, if you provide an email address for that purpose
- Respond to your questions if you contact us
We do not sell your personal information to third parties.
Data Retention
If you provide your email address to receive results, we retain it only as long as necessary for that purpose, or until you ask us to delete it. Calculator inputs processed in your browser are not retained on our servers.
Your Choices
- You can use every calculator on this Site without providing any personal information.
- You can opt out of personalized advertising through the links provided above.
- You can request that we delete any email address you've provided by contacting us at the address below.
Children's Privacy
This Site is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We'll update the "Last updated" date at the top of this page when we do.
Contact Us
If you have questions about this Privacy Policy, reach us at support@monetools.com or visit our Contact page.